Does consolidating your credit cards affect your credit

The average credit card interest rate is close to 15 percent, although if you have excellent credit, you may qualify for a lower interest rate.A personal loan may be an enticing option if you have a lot of credit card debt, as it could allow you to pay off your high-interest credit card debt and then pay off the personal loan at a lower rate.

These types of loans are typically unsecured loans, meaning they don't require you to put down collateral to obtain the loan.

Read the other posts in the series to get all the info you need to make intelligent decisions about your student loans.

Student loans are the ultimate double-edged swords.

Debt consolidation is becoming an increasingly popular way to manage debt in these trying financial times.

No Debt Today can help you survive this economic turmoil by matching you with an experienced consolidation service.